Advantages of In House Financing, Explore More in Lubbock TX

When you are buying a vehicle, choosing the right vehicle for you is only half the battle. In most cases, you'll also need the right financing. At Alderson BMW near Slaton TX, we strive to simplify the financing process.

What is In-house Financing?

In house financing means that the dealership will finance your loan. Dealerships often offer financing for those with lower credit scores. This makes it a great option if your credit is less than perfect. However, in house financing can be convenient regardless of your credit history. In house, financing provides both leasing and ownership options. They also finance new and used vehicles.

What are the Benefits of In House Financing?

The first benefit of in house financing is convenience. You don't have to make an extra trip to a loan institution and hope for approval. This means that Alderson BMW is a one-stop-shop for both buying and financing a new or used BMW.

Another significant benefit is that those who offer in house financing specialize in auto loans. They aren't trying to balance knowledge of many different types of loans, which can give them more insight into the car loan process.

Lastly, in house financing is often more flexible. They may be more willing to accept lower down payments and different payment options than a traditional loan institution. This flexibility can allow you more control over the terms of your loan than you would have otherwise.

How to Prepare for In House Financing

To simplify the car buying experience, you should be prepared to talk about financing when you visit the dealership.

You'll need to bring proof of income and often evidence of residency. You'll also need to know what your budget is before you begin your search for a vehicle. This includes how much you are willing to pay for a vehicle in total cost, and the weekly or monthly payment that you can afford. If you have a down payment, you should have access to that as well.

If you are in the market for a new or used car in the Levelland TX and Brownfield area, visit Alderson BMW. Our in house financing options can put you on the road today. Start the process today by using our convenient online application.

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  • Monday 9:00am - 6:00pm
  • Tuesday 9:00am - 6:00pm
  • Wednesday 9:00am - 6:00pm
  • Thursday 9:00am - 6:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 6:00pm
  • Sunday Closed